:root{--navy:#101c4b;--navy-hover:#1b2a66;--navy-disabled:#9d9fbf;--indigo:#2f3192;--indigo-hover:#3b3eab;--accent:#4157d6;--page-bg:#eff0f7;--panel-bg:#e4e5f3;--card-bg:#fff;--border:#e3e5ee;--border-strong:#c9cce0;--text:#101c4b;--text-body:#2d3352;--text-muted:#6d7391;--text-faint:#9ea3bb;--success:#1f9d55;--success-border:#5cc68a;--success-bg:#ebf9f1;--warning:#b7791f;--warning-bg:#fff8dc;--warning-border:#f2d36b;--danger:#d4351c;--danger-bg:#fdecea;--info-bg:#eef1ff;--radius-sm:8px;--radius:12px;--radius-lg:18px;--shadow:0 10px 30px rgba(16,28,75,.07);--shadow-sm:0 2px 8px rgba(16,28,75,.05);--font-body:"Montserrat",-apple-system,"Segoe UI",Roboto,Arial,sans-serif;--font-display:"Playfair Display",Georgia,"Times New Roman",serif}*{box-sizing:border-box}body,html{margin:0;padding:0}body{background:var(--page-bg);color:var(--text-body);-webkit-font-smoothing:antialiased}.ant-btn,.ant-checkbox-wrapper,.ant-dropdown,.ant-input,.ant-message,.ant-modal,.ant-radio-wrapper,.ant-select,.ant-select-dropdown,.ant-table,.ant-tooltip,body{font-family:var(--font-body)}h1,h2,h3,h4{color:var(--text);margin:0}a{color:var(--navy)}.display-title{color:var(--text);font-family:var(--font-display);font-weight:800;letter-spacing:-.5px;line-height:1.08}.title-underline:after{background:var(--accent);border-radius:2px;content:"";display:block;height:3px;margin-top:14px;width:36px}.muted{color:var(--text-muted)}.faint{color:var(--text-faint)}.d-flex,.flex-col{display:flex}.flex-col{flex-direction:column}.flex-between,.v-center{align-items:center;display:flex}.flex-between{justify-content:space-between}.flex-center{align-items:center;display:flex;justify-content:center}.flex-wrap{flex-wrap:wrap}.gap-1{gap:8px}.gap-2{gap:16px}.gap-3{gap:24px}.w100{width:100%}.mt1{margin-top:8px}.mt2{margin-top:16px}.mt3{margin-top:24px}.mb1{margin-bottom:8px}.mb2{margin-bottom:16px}.mb3{margin-bottom:24px}.t-center{text-align:center}.t-right{text-align:right}.fw-600{font-weight:600}.fw-700{font-weight:700}.nowrap{white-space:nowrap}.cursor{cursor:pointer}.sr-only{height:1px;overflow:hidden;position:absolute;width:1px;clip:rect(0 0 0 0)}.card{border-radius:var(--radius-lg);box-shadow:var(--shadow);padding:32px}.card,.card-sm{background:var(--card-bg)}.card-sm{border:1px solid var(--border);border-radius:var(--radius);padding:20px}.card-title{color:var(--text);font-size:18px;font-weight:700}.card-subtitle{color:var(--text-muted);font-size:13px;margin-top:2px}.serif-title{color:var(--text);font-family:var(--font-display);font-weight:700}.btn{align-items:center;border:none;border-radius:var(--radius-sm);cursor:pointer;display:inline-flex;font-family:var(--font-body);font-size:15px;font-weight:600;gap:8px;height:46px;justify-content:center;padding:0 22px;text-decoration:none;transition:background .15s ease,color .15s ease,border-color .15s ease;white-space:nowrap}.btn-block{width:100%}.btn-lg{font-size:16px;height:52px}.btn-sm{font-size:13px;height:34px;padding:0 14px}.btn-primary{background:var(--navy);color:#fff}.btn-primary:hover:not(:disabled){background:var(--navy-hover);color:#fff}.btn-primary:disabled{background:var(--navy-disabled);cursor:not-allowed}.btn-indigo{background:var(--indigo);color:#fff}.btn-indigo:hover:not(:disabled){background:var(--indigo-hover);color:#fff}.btn-indigo:disabled{background:var(--navy-disabled);cursor:not-allowed}.btn-outline{background:#fff;border:1.5px solid var(--navy);color:var(--navy)}.btn-outline:hover:not(:disabled){background:var(--info-bg)}.btn-ghost{background:#fff;border:1px solid var(--border);color:var(--text-body)}.btn-ghost:hover:not(:disabled){border-color:var(--border-strong)}.btn-link{background:none;border:none;color:var(--text-muted);font-weight:500;height:auto;padding:0}.btn-link:hover{color:var(--navy)}.btn .spinner{animation:spin .8s linear infinite;border:2px solid hsla(0,0%,100%,.4);border-radius:50%;border-top-color:#fff;height:16px;width:16px}.btn-ghost .spinner,.btn-outline .spinner{border-color:rgba(16,28,75,.2);border-top-color:var(--navy)}@keyframes spin{to{transform:rotate(1turn)}}.chip{align-items:center;background:var(--panel-bg);border:1px solid var(--border-strong);border-radius:999px;color:var(--text);display:inline-flex;font-size:13px;font-weight:600;gap:6px;padding:5px 12px}.chip-success{background:var(--success-bg);border-color:var(--success-border);color:var(--success)}.chip-warning{background:var(--warning-bg);border-color:var(--warning-border);color:var(--warning)}.badge{background:var(--panel-bg);border-radius:999px;color:var(--indigo);display:inline-block;font-size:11px;font-weight:600;padding:2px 8px}.badge-success{background:var(--success-bg);color:var(--success)}.badge-warning{background:var(--warning-bg);color:var(--warning)}.badge-danger{background:var(--danger-bg);color:var(--danger)}.badge-info{background:var(--info-bg);color:var(--accent)}.form-grid{display:grid;gap:0 20px;grid-template-columns:1fr 1fr}.form-grid-3{display:grid;gap:0 18px;grid-template-columns:repeat(3,1fr)}.form-item{margin-bottom:18px}.form-label{align-items:baseline;color:var(--text);display:flex;font-size:13px;font-weight:600;gap:8px;justify-content:space-between;margin-bottom:7px}.form-label .req{color:var(--danger);margin-left:2px}.form-label .hint-right,.form-label .optional{color:var(--text-faint);font-weight:400}.form-label .hint-right{font-size:12px}.input-wrap{align-items:stretch;display:flex;gap:8px;position:relative}.fin-input,.fin-select .ant-select-selector,textarea.fin-input{background:#fff;border:1px solid var(--border)!important;border-radius:var(--radius-sm)!important;color:var(--text);font-family:var(--font-body);font-size:15px;height:46px;outline:none;padding:0 40px 0 16px;transition:border-color .15s ease,box-shadow .15s ease;width:100%}textarea.fin-input{height:auto;min-height:76px;padding:12px 16px;resize:vertical}.fin-input::placeholder{color:var(--text-faint)}.fin-input:focus,.fin-select.ant-select-focused .ant-select-selector{border-color:var(--navy)!important;box-shadow:0 0 0 3px rgba(16,28,75,.08)!important}.fin-input.is-valid{border-color:var(--success-border)!important}.fin-input.is-invalid{border-color:var(--danger)!important}.fin-input:disabled,.fin-input[readonly]{background:#f4f5fa;color:var(--text-body)}.fin-input.is-auto{background:#eceef8;font-weight:600;padding-right:62px;text-overflow:ellipsis}.input-tick{color:var(--success);font-size:14px;right:14px}.input-tag,.input-tick{pointer-events:none;position:absolute;top:50%;transform:translateY(-50%)}.input-tag{background:#dfe1f5;border-radius:4px;color:var(--indigo);font-size:10px;font-weight:700;letter-spacing:.4px;padding:2px 6px;right:10px}.fin-select .ant-select-selector{align-items:center;display:flex;padding:0 16px!important}.fin-select .ant-select-selection-item,.fin-select .ant-select-selection-placeholder{line-height:44px!important}.fin-select.ant-select-lg .ant-select-selector{border-color:var(--navy)!important}.prefix-box{align-items:center;background:#f6f7fb;border:1px solid var(--border);border-radius:var(--radius-sm);color:var(--text);display:flex;flex-shrink:0;font-size:14px;font-weight:600;gap:6px;padding:0 12px}.field-help{color:var(--text-faint)}.error-msg,.field-help{font-size:12px;margin-top:6px}.error-msg{color:var(--danger)}.check-row{align-items:flex-start;background:#fafbfd;border:1px solid var(--border);border-radius:var(--radius-sm);color:var(--text-body);cursor:pointer;display:flex;font-size:14px;gap:12px;padding:14px 16px}.check-row .ant-checkbox-inner{border-radius:5px;height:20px;width:20px}.check-row .ant-checkbox-checked .ant-checkbox-inner{background:var(--navy);border-color:var(--navy)}.ant-radio-checked .ant-radio-inner{border-color:var(--indigo)}.ant-radio-inner:after{background:var(--indigo)}.radio-group{display:flex;flex-wrap:wrap;gap:10px 22px}.radio-group .ant-radio-wrapper{color:var(--text-body);font-size:14px;margin:0}.secure-note{font-size:12px;gap:6px;justify-content:center}.divider-shield,.secure-note{align-items:center;color:var(--text-faint);display:flex}.divider-shield{gap:12px;margin:18px 0 10px}.divider-shield:after,.divider-shield:before{background:var(--border);content:"";flex:1;height:1px}.pan-on-file{align-items:center;background:#fff;border:1px solid var(--success-border);border-radius:var(--radius-sm);display:flex;justify-content:space-between;padding:12px 16px}.fin-table{border-collapse:collapse;width:100%}.fin-table th{color:var(--text-muted);font-size:11px;font-weight:600;letter-spacing:.5px;padding:12px;text-align:left;text-transform:uppercase;white-space:nowrap}.fin-table td,.fin-table th{border-bottom:1px solid var(--border)}.fin-table td{color:var(--text);font-size:14px;padding:14px 12px;vertical-align:middle}.fin-table tr:last-child td{border-bottom:none}.table-scroll{overflow-x:auto}.ant-message-notice-content{border-radius:var(--radius-sm);font-weight:500}.page-loader{align-items:center;display:flex;justify-content:center;min-height:50vh}.empty-state{color:var(--text-muted);padding:36px 16px;text-align:center}.skeleton{animation:shimmer 1.4s infinite;background:linear-gradient(90deg,#eef0f6 25%,#f6f7fb 50%,#eef0f6 75%);background-size:200% 100%;border-radius:var(--radius-sm)}@keyframes shimmer{to{background-position:-200% 0}}@media (max-width:768px){.card{border-radius:16px;padding:22px 18px}.form-grid,.form-grid-3{grid-template-columns:1fr}}